/* HDF061 – Winterratgeber */
.winter-lead{font-size:1.12rem;line-height:1.8;max-width:880px}.winter-note,.winter-warning{padding:18px 22px;border-radius:12px;margin:24px 0;line-height:1.7;background:#e9f5f8;border-left:5px solid #16a5bd}.winter-warning{background:#fff4e8;border-left-color:#d99024}.winter-toc{background:#f2f7fa;border:1px solid #d7e5ed;padding:22px;border-radius:12px;margin:28px 0}.winter-toc strong{display:block;margin-bottom:12px}.winter-toc div{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px 20px}.winter-toc a{color:#075979;text-decoration:underline;text-underline-offset:3px}.content h2[id]{scroll-margin-top:100px;margin-top:38px}.content h3{margin-top:20px}.content p,.content li{line-height:1.75}.content ul,.content ol{padding-left:24px}.content li{margin-bottom:9px}.winter-table-wrap{overflow-x:auto;margin:22px 0;border-radius:12px;border:1px solid #cbdce6}.winter-table{width:100%;border-collapse:collapse;min-width:620px}.winter-table th,.winter-table td{padding:13px 16px;text-align:left;vertical-align:top;border-bottom:1px solid #dce7ee}.winter-table thead th{background:#0a3654;color:#fff}.winter-table tbody th{color:#0a3654;width:22%;font-weight:700}.winter-table tbody tr:nth-child(even){background:#f2f7fa}.winter-steps li{padding:5px 0}.winter-faq{border-top:1px solid #d8e5ec}.winter-faq h3{margin:0;padding-top:22px}.winter-faq p{padding-bottom:18px;border-bottom:1px solid #d8e5ec}.winter-conclusion{margin:34px 0;padding:20px 24px;border-radius:12px;background:#eaf4f8}.winter-conclusion h2{margin-top:0}@media(max-width:650px){.winter-toc div{grid-template-columns:1fr}.winter-note,.winter-warning,.winter-conclusion{padding:16px}.winter-lead{font-size:1.04rem}}